"The insurance crunch has hit nonprofits, too. Advent Lutheran, which has been in Boca for 45 years, called on its congregation for larger donations to pay the higher premiums and finance its expansion. To save money, other nonprofits are cutting staff, vigorously raising funds and forming partnerships with other organizations.
In one year, United Way of Broward County in Fort Lauderdale saw its property insurance premiums swell 550 percent, from $12,000 to $66,000. United Way made up the extra costs by modifying employee health insurance options. "