kare11.com | Twin Cities, MN | Make sure you are giving smartly in 2009.

kare11.com | Twin Cities, MN | Make sure you are giving smartly in 2009.: "The beginning of a new year is usually a time for setting personal goals for the year such as developing a personal budget. As you plan your budget for 2009, don't forget to include your charitable donations. Learn how to develop a giving budget, so that you'll be much more effective in both helping charities advance their important work of serving the community."